In case of an emergency, Qikio is here to support you at any time, night or day.
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*Note that not all benefits apply and will depend on whether you have selected them (and are reflected on your Certificate of Insurance). Terms, conditions, exclusions, limits and sub-limits apply. Please read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for further details.
Our insurance Plans
Choose a plan that is the best for you
COVID BASIC
- Unlimited* medical
- Up to $4,000 in cancellation and trip interruption
- No benefit for lost baggage
EXPLORER
- Unlimited* medical
- Up to $40,000 optional cover for cancellation and trip interruption
- Up to $10,000 optional cover for lost or stolen luggage
- Optional cover for rental vehicle insurance excess
- Optional cover for cruise, ski or motorcycle
Frequently Asked Questions
Questions? We’ve got the answers
This depends on your particular situation, but in most cases, it's better to
get insurance as soon as you book the trip. However, don't feel like you
have to rush into it. It's always a good idea to first find out what your
options are - and consider the level of cover that's right for you - before
making a final decision.
Benefits are the elements covered by your travel insurance policy. These can
range from airfare reimbursement to medical emergency cover. The level and
number of benefits will depend on your chosen plan - please contact us for
more information. You can also opt to have additional benefits, such as a
cruise pack or cover for rental vehicle excess, added to your policy.
Qikio has a plan for you regardless of whether you're travelling solo or in a
group. As long as your travelling companions are listed on the policy, they
will receive cover.
Qikio insurance covers a wide number of trip types, including business trips,
backpacking, cruising and more.
The typical age limit that applies to most travel insurance companies in
Australia is between 60 and 75 years; Qikio's limit is 99 years. You must
also be at least 18 years old to purchase a travel insurance policy.
All travel insurance policies have conditions, exclusions, and limitations;
these depend on the type of policy or plan that you choose. Please refer to
your policy or contact us for further information.
Yes, you can add on or remove upgrades, such as trip interruption,
motorcycle and moped pack, or a snow pack. Please see the full list of upgrades.
A pre-existing condition is, in the 12 months before buying the policy:
- a medical or dental condition of which you’re aware, or the related complication you have, or the symptoms of which you’re aware;
- a medical or dental condition currently being, or has been, investigated or treated by a medical practitioner (including dentist or chiropractor);
- any condition for which you have been prescribed medicine. Doesn’t apply to common colds, flu or contraceptive medication;
- any condition for which you’ve had surgery; or
- any condition for which you have seen a medical specialist.